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Step 4 of the guide

What Primary 1 actually costs

For Singapore Citizens, primary school is close to free, but 'free school' doesn't mean 'no costs'. Here's the honest picture: fees by citizenship, the everyday extras, student care, and the subsidies that quietly make a big difference.

Last reviewed against official sources: 29 June 2026

School fees by citizenship (2026)

The headline figure depends entirely on citizenship. These are the 2026 rates, because fees are revised periodically, always confirm the current figure on MOE's live fees checker before budgeting.

Singapore Citizen

S$0 school fee

~S$13/mo misc fee

Edusave and FAS are designed to cover the misc fee, out-of-pocket is often effectively $0.

Permanent Resident

S$330/mo (2026)

+ misc fee

Final year of the 2024-26 schedule. Confirm no newer revision on MOE.

International (ASEAN)

S$595/mo (2026)

+ misc fee

Fees for international students are GST-inclusive.

International (non-ASEAN)

S$1,035/mo (2026)

+ misc fee

2026 figure, confirm on the MOE fees checker.

The everyday extras

Beyond fees, these are the real, recurring costs most families budget for:

Uniforms & PE attire

A one-off set plus replacements as your child grows.

Textbooks & workbooks

Bought to the school's booklist each year (free under FAS).

School bus / transport

Varies with distance, can be a meaningful monthly line.

Recess pocket money

A daily amount; small, but it adds up over a month.

Student care

Often the single largest add-on if both parents work, see below.

CCA & enrichment

Optional and variable; budget for what your child takes up.

Help that many families miss

If money is tight, don't assume you won't qualify, the schemes reach further than people expect.

Common questions

Do Singapore Citizens pay school fees in primary school? +

No. Singapore Citizens pay no school fees in government and government-aided primary schools, only a small standard miscellaneous fee (around S$13/month). Edusave contributions and, where eligible, the Financial Assistance Scheme are designed to cover even that, so many SC families pay effectively nothing.

What financial help is available if money is tight? +

The MOE Financial Assistance Scheme (FAS) for Singapore Citizen families covers school and misc fees, free textbooks and uniforms, plus transport and meal subsidies. From January 2026 you qualify if gross monthly household income is ≤ S$4,000, or per-capita income is ≤ S$1,000. Confirm the latest criteria on the MOE financial assistance page.

How much does student care cost? +

It varies widely: school-based centres run roughly S$160-S$350/month, community-based ones higher. The MSF Student Care Fee Assistance (SCFA) subsidy can bring this down substantially for working families, and the income ceiling rises on 1 January 2027.

What is Edusave? +

Every Singapore Citizen child gets an annual Edusave contribution (around S$230/year for primary), credited automatically once they enter a government or government-aided school. It can fund enrichment programmes and help offset the miscellaneous fee.

How do I choose a student care centre, and how early must I book? +

Decide first between a school-based centre (usually cheapest and on-site, but often waitlisted) and an external one. Then visit, and ask about staff-to-child ratio, homework support, meals and holiday programmes. Popular centres fill up early, so enquire and join waitlists well before January. Working families may qualify for the MSF Student Care Fee Assistance subsidy.

What's the difference between a normal student care and a bilingual (BSCC) one? +

A bilingual student care centre (BSCC) builds structured Mother Tongue exposure, usually Chinese, into the after-school programme, while a standard centre focuses on supervision, meals and homework. Choose based on whether you want that extra language immersion; it isn't required.

You're not doing this alone

Find your child's group

Every cohort has its own WhatsApp group of parents going through the exact same year, real-time registration updates, school reviews, balloting news and honest answers from people one step ahead of you. Pick the year your child starts Primary 1.

Registering now For children born in 2021

Registration runs around July-November 2026. This is the live cohort, phase dates, balloting and school choice are happening right now.

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